FCA Safeguarding regime for payment and e-money firms

Megan Fuller, Director, KPMG
Details to follow.

Tiana Raviranjan, Director, BDO LLP
Tiana is a Director in BDO's Financial Services Advisory team. She is a qualified Chartered Accountant with over 10 years' experience in the market. Tiana focusses on BDO’s clients across the payments and e-money space and supports in leading BDO’s safeguarding proposition in the UK, as well supporting BDO’s international teams as a subject matter expert.

Poppy Proborespati, Forvis Mazars
Poppy is a Partner in the Audit team at Forvis Mazars, based in London. Poppy joined Forvis Mazars in May 2022 from EY, where they were an Associate Partner. Poppy has extensive experience in banking, capital markets, and asset management.

Bunmi Oluitan, Forvis Mazars
Bunmi is a Senior Manager at Forvis Mazars, bringing over a decade of specialised experience in the application of the Client Assets Sourcebook (CASS) across the financial services sector. Her career spans a wide range of institutions—including banks, asset managers, broker-dealers, payment service providers, and e-money firms—where she has led and delivered complex assurance and advisory engagements. Renowned for her deep technical expertise and strategic insight, Bunmi offers a nuanced understanding of the operational frameworks and market practices that underpin CASS compliance. Her work has positioned her as a trusted advisor to clients navigating regulatory expectations and evolving industry standards, making her a valuable voice in shaping best practices across the sector.

Shermeen Kazmi, Grant Thornton
Shermeen has over 20 years’ experience in the audit practice and is a dedicated financial services specialist, with experience across multiple sectors including FCA regulated businesses, with particular focus on CASS and Safeguarding. She is a technical and quality assurance specialist, with extensive experience of risk identification, assessment, and monitoring in relation to FCA’s laws & regulations impacting regulated firms. She leads the development and delivery of regulatory assurance propositions, including CASS and Safeguarding. Shermeen acts as Chair of ICAEW CASS and Safeguarding working party.

Polly Tsang, Senior Manager, ICAEW Financial Services Faculty 
Prior to joining the ICAEW, Polly specialised in structured finance and asset backed securitisation at PwC, helping firms raise debt market funding and buy/sell asset pools. She qualified as an ACA with PwC London within investment management and banking and capital markets. She is interested in exploring the risks and opportunities in regulating financial services in the post-Brexit landscape, particularly in evolving areas such as ESG, cryptoassets and AI.